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Frequently Asked Questions:

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( Q ) Picking the right loan program for you

( A ) Most mortgages are conventional loans, which means the loans are issued by lending institutions directly to the buyer. There are other loan options out that may make it easier for homebuyers to get financed.

( Q ) Learning about loans

( A ) There are many different types of mortgage loans out there, and many terms used by mortgage lenders to describe them. Don’t get bogged down in the rhetoric. Here is a quick guide to help you sort it out. ( Learn more )

( Q ) The mortgage market and how it works

( A ) The mortgage market can seem complicated. Fact is, it is not as complicated as it is ever-changing. By understanding the market, you will get a better idea about mortgage programs offered by certain lenders. ( Learn more )

( Q ) What information will you need to bring your lender?

( A ) If you are looking for a new home, it’s time to start gathering your financial records. Your mortgage lender will require information to get your application started. Here is a quick list that will help ( Learn more )

( Q ) Lower the payment of your current loan?

( A ) When you purchase a home and put down less than 20% of the purchase price, you will be required to pay Private Mortgage Insurance, or PMI. Many home buyers can save hundreds per month by removing their PMI. ( Learn More )

( Q ) Preparing to sell your home

( A ) There are many factors that come into play when selling your home. Many factors will depend on the real estate market in your area. Following these steps can increase the chances of selling your home quickly. ( Learn more )

( Q ) Should you make additional mortgage payments?

( A ) Prepaying on your mortgage can save you major dollars throughout the life of your home loan. Here is a guide explaining when prepaying is the right decision, and just how much money you can potentially save. ( Learn more )

( Q ) What is a rate lock and how does it work?

( A ) When you are in that period of time between the approval and closing of a mortgage loan, the lender may offer to lock in your rate. It is important that you understand what a rate lock is and when it can help. ( Learn More )

( Q ) The pros and cons of refinancing

( A ) With declining mortgage rates over the last few years, more and more people are looking into refinancing their homes. Before you make a decision to take the plunge into mortgage refinancing, get all the facts. ( Learn more )

( Q ) The basics of reverse mortgages

( A ) For some people at or near retirement, reverse mortgages are a great way to generate a monthly income. But many people do not know or do not understand exactly what a reverse mortgage is and how it works. ( Learn more )

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 Vaughn Road - Mathiston

FJH Realty Logo Mathiston, MS - $195,000

Land for Sale | Vaughn Road Mathiston, MSAcres Lot   55.50 Acres   Choctaw County 55! Looking to build your dream home on the perfect property? Look no further! A 1/4 mile road takes you to a gorgeous house place surrounded by 55.5 acres of 35 year old natural timber overlooking a fully stocked fishing pond. Underground water and power to house or hunting - Learn More
FJH Realty
756 2nd Avenue
Maben, Mississippi 39750
662-552-2067 662-263-8600

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